--- title: "First Home Owner Grant Queensland 2026" description: "$30K FHOG until June 2026 (then $15K) + zero stamp duty on new homes. Combined $60K-$80K savings. Building favored over established." source: HomeBuildBudget sourceUrl: https://homebuildbudget.com/guides/first-home-owner-grant-qld lastUpdated: 2026-06-10 citationUrl: https://homebuildbudget.com/guides/first-home-owner-grant-qld --- # First Home Owner Grant Queensland 2026 $30K FHOG until June 2026 (then $15K) + zero stamp duty on new homes. Combined $60K-$80K savings. Building favored over established. $30K FHOG until June 2026 (then $15K) + zero stamp duty on new homes. Combined $60K-$80K savings. Building favored over established. Quick answer: Queensland offers a $30,000 First Home Owner Grant for new homes (contracts signed until June 30, 2026 — then it drops to $15,000). The property value cap is $750,000. You must be over 18, an Australian citizen or permanent resident, and never have owned residential property in Australia. Move in within 12 months and live there for 12 consecutive months. Queensland also provides zero stamp duty on new homes and vacant land with no property value cap (from May 1, 2025). Combined savings: $60,000–$80,000. Established homes get no grant and limited stamp duty relief. Apply through Queensland Revenue Office or via your lender. Updated April 2026 based on Queensland Revenue Office data. Queensland’s first home buyer incentives changed dramatically on May 1, 2025 (Queensland Revenue Office). The stamp duty exemption for new homes was uncapped — build a $2 million home and pay zero transfer duty. The temporary $30,000 grant (extended from the standard $15,000) remains available until June 30, 2026. After that date, the grant drops to $15,000 permanently. If you need financing for your new build, read our construction loans vs home loans guide to understand how progress payments work. This is the cash grant. It comes from the Queensland Government and gets paid at settlement or during construction. Grant Amount: $30,000 Property Value Cap: $750,000 (total value of home and land, including contract variations) Contract Period: Contracts signed between November 20, 2023 and June 30, 2026 (source: Queensland Revenue Office) After June 30, 2026: Grant reverts to $15,000 permanent rate (source: Queensland Government) ## First Home Owner Grant ($30,000) ## Zero Stamp Duty on New Homes (No Cap) ## Stamp Duty on Established Homes ## How Much Can You Save? ### Example 1: Building in Brisbane Outer Suburbs (First Home Buyer) ### Example 2: Buying Established Home in Brisbane (First Home Buyer) ### Example 3: Buying Established Home $850K (First Home Buyer) ### See your Queensland first home buyer savings ## Who Is Eligible? ### If You’re Building (Most Common) ### If You’re Buying a New or Established Home ### Why does Queensland offer $30K temporarily, then drop to $15K? ### Can I get both the FHOG and stamp duty exemption together? ### What about house-and-land packages? ### What if I’m buying an established home in Brisbane? ## Key Points - A home you build yourself (owner-builder) - A home built for you by a builder (contract to build) - A brand new home that has never been lived in (buying off-the-plan or from a developer) - A substantially renovated home (full gut-reno, not just cosmetic) - Established/existing homes (no grant at all) - Investment properties - Vacant land on its own (you get the grant when you build, not when you buy land) - $500,000 new home: $0 stamp duty (saves ~$17,325) - $1,000,000 new home: $0 stamp duty (saves ~$38,025) - $2,000,000 new home: $0 stamp duty (saves ~$95,525) ## Frequently Asked Questions ### Who Is Eligible? Tick every box or you don’t qualify: ### Why does Queensland offer $30K temporarily, then drop to $15K? Policy decision to stimulate new home construction during post-pandemic housing supply crunch. The temporary boost was extended multiple times (originally set to expire in 2024, then 2025, now June 30, 2026). After that date, Queensland reverts to the $15,000 permanent rate—which is still higher than most other states. ### Can I get both the FHOG and stamp duty exemption together? Yes, and you should. They’re separate schemes. If you’re a first home buyer building new in Brisbane, you get: ### What about house-and-land packages? House-and-land packages qualify for both the FHOG and stamp duty exemption, provided: ### What if I’m buying an established home in Brisbane? If you’re buying an established home: ### Can I use the grant as part of my deposit? Usually no. The FHOG is applied at settlement or during construction (against a progress payment). Most lenders won’t let you count it toward your 5–10% deposit because the money doesn’t hit your account until later. ### How long do I have to live in the property? First Home Owner Grant: 12 consecutive months as principal place of residence (must move in within 12 months of settlement) ### Can I rent out the property after 12 months? Yes. Once you’ve done your 12 consecutive months living there, the place is yours to do what you want. Plenty of first home buyers move out and rent it after that. It’s a way to start building equity while you rent somewhere that suits your lifestyle better. ### What if my partner has owned a home before? You don’t qualify for the First Home Owner Grant. The “never owned property in Australia” rule applies to all applicants. If your partner owned a property 5 years ago and sold it, neither of you qualifies for the $30K grant—even if only your name is going on the new title. ### How does Queensland compare to other states? First home buyer grants: ### What about established homes in Brisbane? If you’re buying an established home in Brisbane as a first home buyer: --- *Source: [HomeBuildBudget](https://homebuildbudget.com/guides/first-home-owner-grant-qld)*