---
title: "First Home Owner Grant Western Australia 2026"
description: "WA FHOG: $10,000 for new homes with no value cap. Full guide to eligibility, stamp duty savings, and how to apply in Western Australia."
source: HomeBuildBudget
sourceUrl: https://homebuildbudget.com/guides/first-home-owner-grant-wa
lastUpdated: 2026-06-16
citationUrl: https://homebuildbudget.com/guides/first-home-owner-grant-wa
---

# First Home Owner Grant Western Australia 2026

WA FHOG: $10,000 for new homes with no value cap. Full guide to eligibility, stamp duty savings, and how to apply in Western Australia.

WA FHOG: $10,000 for new homes with no value cap. Full guide to eligibility, stamp duty savings, and how to apply in Western Australia.

Quick answer: Western Australia offers a $10,000 First Home Owner Grant for new homes. The value cap was removed in metro Perth in March 2024, making WA one of the most generous states for first home buyers. You must be over 18, an Australian citizen or permanent resident, and have never owned residential property in Australia. Move in within 12 months and live there for at least 6 continuous months. Stamp duty exemptions for first home buyers apply on properties up to $500,000 (full exemption), with concessions to $700,000. Stack the FHOG with stamp duty concessions for total savings up to $28,000+. Apply through Department of Finance WA or via your lender. Updated April 2026 based on Department of Finance WA data.

If you’re not a first home buyer and you’re building that same home, you still save on stamp duty. Standard stamp duty on a $550,000 property is ~$22,500. Stamp duty on $220,000 land is ~$7,070. You save $15,430 just by splitting land and build into separate contracts. Check our Perth building costs guide for suburb-by-suburb construction pricing.

Your builder or lender usually handles the paperwork.

This is a separate program from the FHOG. It runs until 30 June 2026.

## Who Is Eligible?

## What Counts as a “New Home”?

## What Does NOT Qualify

## Value Caps: South vs North

## How Much Can You Save?

### Example: Building in Ellenbrook

### See your WA first home buyer savings

### If You’re Building (Most Common)

### If You’re Buying a New Home

### What You Need to Apply

## WA Stamp Duty for First Home Buyers

### Vacant Land (For Building)

## Off-the-Plan Stamp Duty Concessions

### Can I get the FHOG if I’ve owned property overseas?

### What if my partner has owned a home before?

## Key Points

- First home buyer — you (or your partner) have never owned residential property in Australia
- Over 18 years of age
- Australian citizen or permanent resident (at least one applicant)
- New home — newly built, off-the-plan, or substantially renovated (never occupied post-renovation)
- Primary residence — move in within 12 months, live there for at least 6 continuous months
- A home you build yourself (owner-builder)
- A home built for you by a builder (contract to build)
- A brand new home that has never been lived in (buying off-the-plan or from a developer)
- Established/existing homes
- Investment properties

## Frequently Asked Questions

### Who Is Eligible?

You need to tick every box. Miss one and Revenue WA will knock you back:

### Can I use the FHOG as part of my deposit?

Usually no. The FHOG is applied at settlement or during construction (against a progress payment). Most lenders won’t let you count it toward your 5-10% deposit because the money doesn’t hit your account until later. However, some lenders factor the grant into your borrowing capacity.

### Does the land+build cap include variations?

Yes. If you sign a building contract for $370K but then approve $40K in variations, your total build cost is $410K. Add your land value to that. If the combined total exceeds $750,000, you lose the grant. Watch variations closely.

### Can I get the FHOG and stamp duty exemption together?

Yes, and you should. They’re separate schemes. If you’re building a new home in Perth for under $750,000 (land+build), you get the $10,000 FHOG plus stamp duty exemption on land under $350,000 (Department of Finance WA). Stack them. The government set it up specifically to encourage first home buyers to build.

### What about the off-the-plan concession?

That’s a third benefit, separate from FHOG and standard stamp duty relief. If you’re buying pre-construction (off-the-plan) for up to $750,000, you can get:

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*Source: [HomeBuildBudget](https://homebuildbudget.com/guides/first-home-owner-grant-wa)*